Core Banking System

MuRong CBS

The Next Generation Core Banking System with Digital DNA

The
Challenges

In today's era of digital natives, billions of people are towards the realm of online. Competition in the banking industry is intensifying. Neo-banks are winning market share. Fintechs are targeting lucrative niches in the value chain. Big tech players, with their large customer bases, pose a real threat and a few incumbents are investing heavily in innovation.
The rapidly changing of customer demands and intense market competition require the core system to have a more open and flexible technology architecture, frequently update products, flexibly expand system capacity, establish partnerships with third parties (such as fintech companies) to bring incremental business through ecosystem. Additionally, leveraging AI and other cutting-edge technologies is vital for innovating customer services and products.
But now banks usually are hobbled by legacy back-end core systems. These legacy systems are mostly stable and can process transactions speedily but can be inflexible and slow to change.

Core Banking System

MuRong CBS

The Next Generation Core Banking System with Digital DNA

The
Challenges

In today's era of digital natives, billions of people are towards the realm of online. Competition in the banking industry is intensifying. Neo-banks are winning market share. Fintechs are targeting lucrative niches in the value chain. Big tech players, with their large customer bases, pose a real threat and a few incumbents are investing heavily in innovation.
The rapidly changing of customer demands and intense market competition require the core system to have a more open and flexible technology architecture, frequently update products, flexibly expand system capacity, establish partnerships with third parties (such as fintech companies) to bring incremental business through ecosystem. Additionally, leveraging AI and other cutting-edge technologies is vital for innovating customer services and products.
But now banks usually are hobbled by legacy back-end core systems. These legacy systems are mostly stable and can process transactions speedily but can be inflexible and slow to change.

news
MuRong Core Banking

MuRong CBS, a digitalized and intelligent core banking system, is regarded as a 'next generation core system' that is not a mere functional upgrades of legacy products, but a revolutionary digital core system that covers open technical architecture, infrastructure adaptation, product design, ecosystem supported, holographic operation and security reinforcement. With MuRong CBS banks can easily meet the challenges of core system digitalization without any burden.

Deposit

Loan

Payment

Trade
Finance

Treasury

Facing the digital era, MuRong is an innovative and powerful partner of the bank, helping banks to have personalized services, efficient transaction, automatic operation, and enhanced risk management capabilities. MuRong CBS is playing a pivotal role in propelling the banking industry's digital transformation journey forward.

why
Choose Us?

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Omni-Channel

The new version of MuRong core banking system has upgraded from multi-channel toomni-channel with consumer-centric view, its innovation, simplicity, security and accessibilitywill fully influence customer behaviors.

Overall-Scenarios

Core banking covers many scenarios, not only maintaining the scenes of traditional banks, but also covering payment, shopping and other scenes, so as to help banks enhance customer stickiness.

Various Products

Core banking provides a variety of products to meet the needs of different types of customers, and enables automated management of the entire loan life cycle.

Intelligent

The whole life cycle of the product is automatically processed by the system, without manual intervention, and the whole process realizes electronic and intelligent operation.

Features

MuRong CBS has built an integrated service platform of various basic services for commercial banks, and created an upstream and downstream ecosystem centered on banks, bringing good experience to customers, enterprises and banks.

line
Easy  Access

Better Customer
Experience

Better Customer Experience

Data driven customer journeys
Personalized services
Enhanced customer engagement
D-KYC supported Predictive recommend service

Comprehensive Functionality

Modern Technical
Architecture

Modern Technical Architecture

Cloud-native, microservice, containerized DDD(Domain Driven Design), EDA(Event Driven Architecture)
Agile Devops, CI/CD(Continuous Integration/Continuous Deployment).

AI First

Holographic And
Automatic Operation

Holographic And Automatic Operation

Automated reconciliation, regulatory report, position prediction.
Multiple countries, companies, currencies, languages, time zones
Visualized maintenance and monitoring.

Enhanced Security

Open Banking &
Ecosystem Support

Open Banking & Ecosystem Support

Multiple Digital Identities
Go out & Bringing in
APIs and embedded financial services.

Enhanced Security

Products &
Services

Products & Services

Mature Product Factory
Digital account opening, digital onboarding and origination.
Multiple deposit types, flexible interest rate management, fund security and liquidity. Online loan fast disbursement, full loan lifecycle management.
Diverse payment tools, scenario-based payment methods.

Enhanced Security

AI-First &
Data Driven

AI-First & Data Driven

OCR,facial recognition
Personalized
recommendations, chatbot
Customer portrait
Credit scoring
Operational risk management Regulation and compliance

Benefits

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Digital business approach now

Digital business approach now

The digital DNA of MuRong CBS naturally meets the needs of digital business. End-to-end solutions from channel, product, operation, and risk control to help banks benefit quickly from new digital business.

Minimize operational expenses

Minimize operational expenses

Automatic reconciliation, equipment integration, and high STP make manual processing simpler, greatly reduce errors, and significantly improve correction efficiency, thereby reducing operating costs.

Business agility

Business agility

With open architecture, module reusability, parameter configuration, low code, and API-based integration, MuRong CBS accelerate the development of new products, and shortening the time to market.

IT cost effective

IT cost effective

The cloud-native, open-source components and database reduce ownership costs. It also supports SAAS deployment for small and micro banks, besides on-premises.

Continuous delivery

Continuous delivery

Modern technical architecture enables banks to iterate systems safely and quickly. MuRong provides original factory support , helps banks establish development and continuous delivery capabilities.

Want To Get Started?

Get In Touch Or Download Our Brochure.

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